Week 1 reminds us to “Save Early for Disaster Costs”
AUSTIN, Texas — National Preparedness Month kicks off in September with a week dedicated to helping people learn to “save early for disaster costs.”
Anyone affected by a natural disaster will face unexpected costs — maybe a few nights in a hotel, a new vehicle, some home repairs or a complete rebuild. Some may find their employer forced out of business.
However, you’re affected, your transition from disaster to recovery will be easier if you’ve planned ahead. Follow the steps below to prevent a natural disaster from becoming a financial catastrophe.
- Put money aside for an emergency — Start saving today and add to your emergency fund with each paycheck. For tips on saving, visit www.mymoney.gov/save-invest.
- Cash is always accepted — ATMs and credit card machines may not work after a disaster, so keep some cash on hand.
- What types of insurance do you need? — Floods, earthquakes and landslides are not usually covered by homeowner’s insurance, and in coastal states like Texas hurricane winds also may not be covered. Look into supplemental policies to cover floods (www.fema.gov/nfip), windstorms and other perils. Renters can get flood insurance as well.
- Be a record holder — You may need your insurance policies, deeds, leases, passports, medical information and other documents after a disaster. Keep them in a fireproof, waterproof box and store electronic copies on an external drive or website.
- Sign up for direct deposit — Mail service can be delayed for weeks by a natural disaster. Don’t let that stop your paychecks or benefits like Social Security. Federal benefit recipients can sign up at www.godirect.gov/gpw/ or 800-333-1795.
- Snap some pics — Having photos of your valuables, including your furniture, can help the recovery process get started quickly and efficiently.
- Learn more — The Emergency Financial First Aid Kit is full of information, checklists and forms to help you prepare for the unexpected: https://go.usa.gov/xEAs4.
For additional resources, visit www.ready.gov/financial-preparedness or www.listo.gov/es/registros-vitales for Spanish.
To find out more about National Preparedness Month, see www.ready.gov/september.
For additional information on Hurricane Harvey and Texas recovery, visit the Hurricane Harvey disaster web page at www.fema.gov/disaster/4332, Facebook at www.facebook.com/FEMAHarvey, the FEMA Region 6 Twitter account at www.twitter.com/FEMARegion6 or the Texas Division of Emergency Management website at https://tdem.texas.gov/.
###
Helping people before, during and after disasters.
Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at 800-621-3362 (voice, 711/VRS – Video Relay Service) (TTY: 800-462-7585). Multilingual operators are available (press 2 for Spanish).
Dorian aid: How to donate to rescue, relief and recovery in the Bahamas
By Rachelle Krygier
reprinted fromthewashingtonpost.com
Dorian slammed into the Bahamas as a Category 5 hurricane and battered Grand Bahama, the Abacos and other islands for days. The storm flattened and flooded whole communities. The official death toll is 20, but the number is expected to rise as rescue workers reach more areas.
The Bahamian government and several organizations are accepting donations of money and in some cases supplies to support rescue, relief and recovery.
● The Bahamas Disaster Relief Fund, set up by the Bahamian government, is accepting wire transfers. The Caribbean Disaster Emergency Management Agency has posted instructions here.
● The American Red Cross is accepting donations by phone at 800-435-7669 or online here https://www.redcross.org/donate/hurricane-dorian-donations.html/
● The Salvation Army is accepting money for relief efforts in both the Bahamas and the United States here at: https://give.helpsalvationarmy.org/give/166081/#!/donation/checkout
